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13 Dec

A poor credit history makes it far more difficult to get an urgent loan from the bank to help with a surprise bill.

However, guarantor loan lenders won't typically use the other information in your file to score you, or if they do score you this will not necessarily impact you since you provide a guarantor.A valid checking account and at least 2 forms of identification (one of which must be photo I. The customer provides the payday lender with a postdated check that clears when that borrower is paid.This will need to cover the principal and any interest that will accrue.The guarantor confirms that they will make monthly repayments for you should you fail to do so (electricity and gas companies have used the guarantor method for decades).But you must ensure that the guarantor knows you well and that they fully understand their obligations.